Monday, 28 September 2015

What Benefits can I Receive from the Worker’s Compensation System?

Workers' compensation laws in Delaware1 provide employees in the state with the rights to certain benefits if they sustain an injury or illness while on the job. Potential job-related injuries can range from relatively minor conditions that heal quickly to catastrophic and permanently disabling conditions that prevent a victim from ever working again. Because the type of benefits to which a worker is entitled will depend on the nature and severity of their injuries, every case should be individually evaluated to determine whether the proper benefits are being provided.

Types of benefits
The basic benefits provided through workers' comp include:

·         Health care costs2 including diagnostic evaluation and all recommended treatment
·         Compensation for income lost due to temporary disability
·         Partial benefits if an employee can only return to part-time work or a lower paying position
·         Payments for permanent disabilities and impairments caused by the workplace injury
·         Compensation for disfigurements such as burns, scars, or amputations caused by the injury
·         Payments to the family of a worker who suffered fatal injuries on the job

Workers' compensation benefits are paid by an insurance company hired by your employer. Like other types of insurance companies, many workers' comp insurers seek to avoid liability whenever possible. They may claim to be paying the full amount of benefits available for your case when, in reality, you are entitled to more. In other situations, an insurer may make an error and may not be properly compensating you for lost income and other losses. Settlements for disabilities may also be less you truly deserve. For this reason, it is important to have a skilled lawyer review your case.

Contact an experienced Delaware workers' compensation attorney today
The worker's compensation system can be confusing and many injured workers are not aware of their full set of legal rights under workers' comp laws. You should never simply assume that your employer's workers' compensation insurer will automatically provide the full benefits you deserve and, instead, you should always discuss your case with a qualified Delaware workers' compensation lawyer at the law office of Zavodnick, Zavodnick & Lasky, LLC. We offer free consultations, so it can never hurt to call us at 302-364-6047 for help today.